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In-network Benefits

A network to smile about



Good health starts with a healthy smile, and with Delta Dental’s large networks, chances are there is a great in-network dentist just around the corner from you.

By visiting an in-network dentist for your regular check-ups and cleanings, you can receive the great dental care you need with the savings you want.

For example: A dentist may submit a $950 charge for a crown. With dental coverage, the participating dentist accepts a reduced fee of $744. That’s an immediate savings of $206! Since you have Delta Dental coverage and saw a participating dentist, Delta Dental will pay a percentage from the reduced fee, saving you even more!

How can you save by staying in network?

It is important to verify what network(s) your plan uses to ensure you get the biggest benefit from your benefits. As shown below, someone with a Delta Dental PPO (Point-of-Service) plan will often have the lowest out-of-pocket costs when they choose to visit either a Delta Dental PPO or Delta Dental Premier dentist.*

*The payment example above is for illustration purposes only. Fees and reimbursements can vary by location and dentist. It does however represent how the payment is determined.


Finding an in-network dentist is pain-free

With many of our plans you can go to any licensed dentist, but you may lower your out-of-pocket costs if you choose a dentist who participates in the Delta Dental PPO networks. Dentists in our network agree to accept Delta Dental fees as full payment for covered services, while nonparticipating dentists do not have an agreement with Delta Dental and may charge more than our fees. If you go to a nonparticipating dentist, you will be responsible for the difference between Delta Dental’s allowed fee and the amount charged by the dentist.

To find an in-network dentist:

  • Visit Find a Dentist. Then, choose your network from the list and enter your address and/or ZIP code.
  • If you do not know what network(s) your plan uses, log in to the Consumer Toolkit. Here, you can find nearby dentists in your network, and also access claim information, review eligibility and much more.
  • Call us toll free at 800-524-0149, and the automated system will provide you with a list of participating dentists near you.

Always ask your dentist if he or she is a participating dentist with your Delta Dental plan before receiving any dental services.